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REGEN INSURANCE SERVICE |
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Welcome to Regen Insurance Service “Where Our Customers Shine” Kendall Regen is the President and founder of the company and he has been helping people with their insurance needs since 1982.
We offer Individual Health, Group Health, Life, Disability, Long Term care, Medicare supplements, Medicare Part D, Medicare Advantage Plans and Supplemental Plans.
The Smart Way to Choose an Insurance Plan Choosing the wrong health plan can be a disaster if you or a family member become seriously ill. Bureaucratic foot dragging, or the refusal to pay a claim, can rob you of money at the very time you need it the most. So what’s the best way to choose a health insurer? Ask your doctor! Today the average primary care physician participates in over 10 plans. He gets to see first hand which companies pay fast and which ones drag their feet. If you are shopping for insurance, ask your doctor’s office for a recommendation, then give US a call so we can help find the one that is best for YOU!
Life Insurance Some people are reluctant to discuss the importance of owning life insurance, and others are simply unaware of the need to have life insurance. Who needs life insurance? If there are individuals who depend on you for financial support, or if you work at home providing your family with such services as child care, cooking and cleaning, you need life insurance. Older couples also may need life insurance to protect a surviving spouse against the possibility of the couples’ retirement savings being depleted by unexpected medical expenses. And individuals with substantial assets may need life insurance to help reduce the effects of estate taxes or to transfer wealth to future generations. There are many different types of life insurance policies out there, so give US a call so we asses your real needs and help you choose the right life insurance plan for YOU!
Why Disability Income Insurance? If you were unable to work for an extended period of time due to an injury or illness, how long would you be able to pay your bills and meet your day-to-day expenses? Do you know how much income you would receive from outside sources—and for how long? A long-term illness or injury could wreak havoc on even the soundest financial plan and can occur at any time. With that in mind, your best defense against such a financial catastrophe may be the purchase of a disability income insurance policy with enough coverage to compensate for your lost wages. Disability income insurance replaces part of your income if you become unable to work due to an injury or illness. It provides you with cash that you can use for paying your mortgage or rent, buying groceries and meeting your daily living expenses. Having disability insurance gives you some peace of mind that comes from knowing that you have a financial plan in place when you need it. Here at Regen Insurance, we can help with your disability insurance questions and concerns and recommend a plan for you.
Long Term Care Insurance Many people avoid thinking about the day when they or a loved one will need long-term care services, and, therefore, fail to plan. Others wrongly assume that Medicare or standard health insurance policies will cover the costs of long-term care services. Long term care insurance is not life insurance, disability insurance or health insurance. Instead, LTC includes a range of nursing, social and rehabilitative services for people who need ongoing assistance due to a chronic illness or disability. LTC insurance can be used by anyone at any age who suffers an accident or debilitating illness, but it’s most frequently used by older adults who need assistance with essential physical needs, such as bathing, dressing or eating. The U.S. Department of Health and Human Services estimates that about 40% of people ages 65 or older have at least a 50% lifetime risk of entering a nursing home. At a time when the average cost of a private room at a nursing home tops $74,000 a year, long term care insurance can be a solid investment Think about your family’s possible need for long-term care insurance and let us help you get the protection you need
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